{"id":2168,"date":"2021-12-15T09:20:54","date_gmt":"2021-12-15T09:20:54","guid":{"rendered":"http:\/\/s881272753.onlinehome.fr\/?page_id=2168"},"modified":"2024-02-26T10:30:56","modified_gmt":"2024-02-26T10:30:56","slug":"politique-de-confidentialite","status":"publish","type":"page","link":"https:\/\/phebe-consulting.com\/en\/politique-de-confidentialite\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2168\" class=\"elementor elementor-2168\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-939b2df elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"939b2df\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/phebe-consulting.com\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/Abstract-47719.mp4&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted elementor-html5-video\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1fb6064\" data-id=\"1fb6064\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f0189e8 elementor-widget elementor-widget-heading\" data-id=\"f0189e8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-efec704 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"efec704\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-129c2b7\" data-id=\"129c2b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b88d166 elementor-widget elementor-widget-spacer\" data-id=\"b88d166\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76c0f23 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"76c0f23\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">PRIVACY POLICY<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e2b534 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"5e2b534\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ad5970 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0ad5970\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><div style=\"text-align: start;\"><b><span style=\"text-align: justify;\">Preamble<\/span><\/b><br><\/div><div style=\"text-align: start;\"><b><span style=\"text-align: justify;\"><br><\/span><\/b><\/div><div style=\"text-align: start;\"><span style=\"text-align: justify;\">By accessing and\/or using the www.phebe-consulting.com website, you acknowledge that you have read, understand and agree to be subject to all the terms and conditions set out in this document. If you do not agree with this policy, you should not use the site and its related services and you should not provide us with your personal data.<\/span><br><span style=\"text-align: justify;\"><b><br><\/b><\/span><span style=\"text-align: justify;\"><b>Identification of the data controller <\/b><\/span><br><span style=\"text-align: justify;\"><b><br><\/b><\/span><\/div>The person in charge of the personal data file is : Mr. Marc FRANCON <br><br><b>Legal basis<\/b><br><br>Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016 on the protection of individuals with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95\/46\/EC (General Data Protection Regulation, or \"GDPR\").<br><br>French law no. 78-17 of January 6, 1978 on data processing, data files and individual liberties.<span style=\"color: rgb(0, 0, 0); font-size: medium; text-align: start; white-space-collapse: collapse;\"><\/span><br><br><b>Personal data collected and use of the site<br><\/b><br><b>Data used<\/b><br><br>Lorsque vous utilisez nos formulaires, vos donn\u00e9es \u00e0 caract\u00e8re personnel sont collect\u00e9es. Ces donn\u00e9es nous permettent simplement de vous identifier et faciliter la prise de contact. D\u00e8s lors, l\u2019utilisateur fournit ses informations en toute connaissance de cause.<br><br><b>Data transmission<\/b><br><br>The person in charge of the site, undertakes not to transfer or sell your personal information to third parties, nor to use it for unintended purposes.<br><br><b>Your rights<\/b><br><br>In accordance with the General Data Protection Regulation, you have the right to access, modify and delete your personal data. To exercise your rights or for any request, send an email directly to: contact@phebe-consulting.com<br><br><b>Cookies<\/b><br><br>What are cookies? A cookie is a small file containing text that a website saves on your computer or mobile device when you visit that site. Cookies are widely used to make a website work, or to make it work more efficiently, as well as to provide information to the site owners. <br><br><b>Statistics and audience measurement<\/b><br><br>The website uses Google Analytics, a web analysis service provided by Google, Inc. (hereinafter \"Google\") which helps us to analyze the use of the website. For this purpose, Google Analytics uses cookies, which are text files placed on your computer. The information generated by the cookie about your use of the website - such as Internet access data (including your IP address) and your anonymous visitor behavior - is transmitted to and stored by Google for a limited period of time, including on servers in the United States. In accordance with the certification of the data protection shield, Google declares that it complies with the framework defined by the EU-US data protection shield. Google may transfer the information collected by Google Analytics to third parties where required by law or where such third parties process the information on Google's behalf. The Google Analytics Terms of Use state that Google will not associate the data subject's IP address with any other data held by Google. You may refuse the use of cookies from Google Analytics by downloading and installing the Google Analytics Opt-out browser add-on.<br><br><b>Social networks<\/b><br><br>The site relies on certain services offered by third-party sites to enhance its interactivity. These include Share buttons (LinkedIn, Twitter, Facebook, Reddit, Instagram).<br><br><br><b>About PHEBE Platform services<br><\/b><br>\n\nFirst of all, we want to be transparent by informing you of the need to collect certain information about you. However, rest assured that we only collect essential data, in line with the principle of data minimization.\n\nThe personal information we collect and process for specific purposes includes registration data and the KYC process. Please note that there are different types of registration, depending on your role as an issuer or shareholder\/investor.<br><br>\n\n<u>- Transmitter registration :<br><\/u><br>\n\nWhen an issuer creates an account to start using PHEBE services, he\/she provides us with an e-mail address that will be used as a login and a password to access his\/her account.<br>\n\nLes donn\u00e9es et documents KYC : Sexe, pr\u00e9nom, nom, date de naissance, nationalit\u00e9, num\u00e9ro de t\u00e9l\u00e9phone, adresse, photo de profil, preuve d'adresse, statut de la soci\u00e9t\u00e9, enregistrement de la soci\u00e9t\u00e9, coordonn\u00e9es bancaires.<br><br>\n\n<u>- Shareholder registration :<br><\/u><br>\n\nWhen a shareholder creates an account to start using PHEBE services, he or she provides us with an e-mail address to use as a login and a password to access his or her account;<br>\n\nKYC data and documents: gender, first name, surname, date of birth, nationality, telephone number, address, profile photo, proof of address, company status, company registration, bank details;<br>\n\nPortfolio configuration data: the address of your ETHEREUM portfolio is required. By creating your own decentralized wallet, you avoid having your assets controlled by a third party, which means you have 100% control of your assets because they are stored on the blockchain and not on a third-party server.<br><br>\n\n<u>Documents required for STO\/DSO :<br><\/u><br>\n- due diligence (this is an in-depth investigation of a company's activities, the associated risks, and its financial situation and prospects. It is essentially an exercise in gathering all relevant information (financial, commercial and legal). This document may contain personal data;<br>\n\n- term sheet (document describing the conditions under which an investor (angel or venture capitalist) will make a financial investment in your company) ;<br>\n\n- memorandum (legal document setting out the objectives, risks and conditions of an investment) ;<br>\n\n- appraisal report (type of written report detailing the inspection and market value of the asset studied).<br><br>\n\n<b>\u200dWhy does PHEBE collect and process your personal data?<br><\/b><br>\n\n<u>PHEBE uses your personal data for :<br><\/u><br>\n\n- register as a new user of our services and administer your account: identify and manage your account, provide the services and secure your account ;<br>\n\n- manage the platform and services ;<br>\n- manage our relationship with you.<br><br>\n\n<u>What about compliance with regulations ?<br><\/u><br>\n\nIndeed, as you may have noticed, the KYC process is a necessary step before using our services. This issue deserves further discussion. The growth of the FinTech industry has led to an increased demand for regulation, particularly in the fight against financial crime. Anti-money laundering (AML) and know-your-customer (KYC) are widespread in the financial world. KYC or \"Know Your Customer\" can be defined as the process of verifying a customer's identity. AML practice is broader than KYC, and refers to measures used by financial institutions and governments to prevent and combat financial crime, in particular money laundering and the financing of terrorism. In this context, PHEBE appears as an infrastructure that reinforces investor confidence and market transparency. It is therefore only natural that all these legal requirements should be applied by our company.<br><br>\n\n<u>How do we work in practice ?<br><\/u><br>\n\nFor the KYC verification process, we use the Lemon Way KYC digital solution. Lemon Way builds agile KYC automation solutions.<br><br>\n\n<u>KYC Registrar Smart-Contract :<br><\/u><br>\n\nOur platform uses the Extended ERC-20 Standard (ETHEREUM) protocol to simplify reporting requirements and regulatory oversight. A smart KYC registrar contract is implemented for on-chain compliance that is transparent and easily auditable by regulators. This is an ISO 17442: LEI code structure (which is designed to uniquely and unambiguously identify participants in financial transactions).<br><br>\n\nThis smart contract architecture has been designed with the GDPR principles of data minimization and privacy in mind. The personal data contained in the smart contract for the identification and authorization process is the full legal name in capital letters and the date of birth. But it's important to note that, to comply with CNIL requirements, there is no unencrypted personal data on the blockchain. An identification hash and a random 12-digit number are used to make the data unreadable and incomprehensible to any third party.<br><br>\n\n<b>\u200dHow does PHEBE store and share your personal data?<br><\/b><br>\n\nPersonal data collected and processed is hosted in secure databases, using third-party hosting services provided by Amazon Web Services (AWS). The AWS infrastructure implements robust safeguards to help protect customer privacy. All data is stored in highly secure AWS data centers. AWS offers several security capabilities and services to enhance confidentiality and control network access. These include integrated network firewalls in Amazon VPC and web application firewalls in AWS WAF, which allow you to create private networks and control access to your instances and applications; customer-controlled encryption in transit with TLS across all services; automatic encryption of all traffic on AWS global and regional networks between secure AWS facilities. You can find out more about Amazon Web Services' security practices on their website.<br><br>\n\n<u>International transfers :<br><\/u><br>\n\nAWS is certified under the EU-US Privacy Shield Framework, which requires similar protection for personal data shared between Europe and the United States. For more details, see the European Commission website: EU-US Privacy Shield.<br>\n\nPHEBE does not share personal data collected for commercial purposes.<br>\n\nPHEBE will disclose your personal data when ordered to do so by a court of law, in connection with a government or police investigation or other legal requirement, to comply with legal process, or to assist in the prevention or detection of crime.<br><br>\n\n<b>\u200dHow does PHEBE protect your information ?<br><\/b><br>\n\nSecurity is an important part of our business. We take appropriate security measures to prevent your personal data from being lost or accessed in an unauthorized manner, modified or disclosed.<br>\n\nAs you may have noticed, when a user (issuer or shareholder) creates a 12-digit password to start using our services, a confirmation code is sent to them using their e-mail address (two-factor authentication).<br>\n\nAll data is encrypted via SSL\/TLS (Secure Sockets Layer) when transmitted from our servers to your browser to prevent unauthorized parties from viewing or accessing the personal information you provide during a secure session.<br>\n\nFor data storage purposes, we use the AWS system as explained above, which is a guarantee of security.<br>\nWe regularly implement practices to update our physical, technical and organizational security measures.<br><br>\n\n<b>\u200dKnow your rights and how to exercise them<br><\/b><br>\n\nYou should be aware of your privacy and data protection rights.<br><br>\n\n<u>These rights are as follows :<br><\/u><br>\n- access to your personal information ;<br>\n- rectification, if you have inaccurate or incomplete personal information ;<br>\n- limit or restrict the use of your information ;<br>\n- deletion and right to be forgotten : the right to have your information deleted or to restrict our use of your data ;<br>\n- portability in certain circumstances, in order to obtain your right to a transferable version of your personal information for transfer to another provider ;<br>\n- consent management, in order to exercise your right to withdraw your consent to the processing of your personal data.<br><br>\n\nTo exercise any of these rights, please write to us at contact@phebe-consulting.com and we will consider your request in accordance with data protection regulations. For your protection, we must ask you to provide proof of identity to enable us to respond to the above requests.<br><br>\n\n<b>\u200dCombien de temps PH\u00c9B\u00c9 conserve-t-elle vos informations ?<br><\/b><br>\n\n<u>We store your information :<br><\/u><br>\n- only for as long as necessary to achieve the objectives defined in this policy ;<br>\n- as long as your account is active or as long as necessary to provide you with the services ;<br>\n- for the duration of your business relationship with us.<br><br>\n\nWe will also retain and use your information to the extent necessary to comply with applicable law, such as MIFID II, which allows us to retain your KYC data for one year before renewing it.<br><br>\n\n<b>Changes to the Privacy Policy<br><\/b><br>This site and its services reserve the right to make changes to this privacy policy by posting a new version on the website. This new version will take effect immediately. Each time you use the website and its services, you agree to be bound by the new privacy policy as amended from time to time. The site manager therefore encourages you to consult this page regularly to keep abreast of any changes.<br><br>\n\n\n<div style=\"text-align: start;\"><span style=\"text-align: justify;\"><\/span><\/div><\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7157137 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7157137\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-970ec7f\" data-id=\"970ec7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Politique de confidentialit\u00e9 POLITIQUE DE CONFIDENTIALIT\u00c9 Pr\u00e9ambuleEn acc\u00e9dant et\/ou en utilisant le site www.phebe-consulting.com, vous reconnaissez avoir lu, compris et accept\u00e9 d\u2019\u00eatre sujet \u00e0 toutes les conditions pr\u00e9vues par ce document. Si vous n\u2019\u00eates pas d\u2019accord avec cette politique, vous &hellip; <a href=\"https:\/\/phebe-consulting.com\/en\/politique-de-confidentialite\/\">Read More<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2168","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Politique de confidentialit\u00e9 - PH\u00c9B\u00c9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phebe-consulting.com\/en\/politique-de-confidentialite\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Politique de confidentialit\u00e9 - PH\u00c9B\u00c9\" \/>\n<meta property=\"og:description\" content=\"Politique de confidentialit\u00e9 POLITIQUE DE CONFIDENTIALIT\u00c9 Pr\u00e9ambuleEn acc\u00e9dant et\/ou en utilisant le site www.phebe-consulting.com, vous reconnaissez avoir lu, compris et accept\u00e9 d\u2019\u00eatre sujet \u00e0 toutes les conditions pr\u00e9vues par ce document. 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